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As a child in East Germany I can remember the government closing banks every couple of months in the mid 1950''s to replace currency and you were only allowed to have up to 100 Marks in cash. Anything above that had to be in a bank account. the intent was to keep the population from hoarding money in order to escape form East Germany. Almost all East Germans needed to travel by train to get to West Berlin. this was before the Wall and there was a good chance to be pulled off the train and disappear. We managed to get out in 1957 but not without the loss of much of our savings.
Fred
As for detecting counterfeit coins, that has always been a problem, but generally, the technology of coin production today is not interesting to counterfeiters. It is easier to counterfeit paper.
I have seen counterfeit silver bars. At an ANA convention, I tried to warn collectors about counterfeit coins from China. Mostly, all we can do is be wary and rely on some common safeguards and cautions.
Fred Speckmann
http://www.hundreddollarbill.info/